Caliber Financial Management Ltd

For Business Owners

Choosing a firm of advisers

Before you choose a firm of advisers for your business, ask yourself whether the following points are
important to you. Access to the widest range of financial products.

• Knowledge of all areas of financial planning for a business.

• An adviser who is completely independent of any ties, which may restrict or influence the advice you
receive.

• A practice that always puts your needs first.

• A choice of paying for advice by fees or commission.

• Face to face contact when you want it.

The new way to choose an adviser

Caliber Financial Management Ltd is a new breed of professional independent financial advisory practice. One of the first 100 IFA practices in the UK to be
granted "Chartered" status.

The benefit to you of our chartered status

As well as all of the benefits you would expect from an Independent Financial Adviser, a Chartered Practice also offers businesses

What areas do we advise on?

Frequently changing government legislation means that business owners often spend a disproportionate amount of time keeping abreast of their
responsibilities towards employees. Caliber Financial Management keeps its clients up-to-date on these issues, but more importantly we are skilled at
using profits from a business to benefit the business owners. In other words, as Employee Benefit Consultants we can help to ensure that business owners
maximise the indirect benefits they receive from the business.
Naturally we provide advice in all the areas you would expect, but we don't sell and we try not to use jargon. We try to offer easily understood
recommendations based on your needs. These are just some of the areas where we can help: -

• Protecting your business against the unexpected.

Registered in England & Wales Company Number 6298180

• Access within the practice to the highest level of formal qualification, enabling
us to provide advice even in complex business financial planning areas.

• A focus on providing advice rather than selling you products.

• The security of dealing with Advisers that adhere to a strict code of conduct.

• The security of dealing with a Practice that has, and is committed to
maintaining, the highest levels of formal professional qualification.

• The security of knowing that your personal needs and those of your business
are coordinated through our dual role of Independent

Financial Advisers and Employee Benefit Consultants. Our expertise lies in both areas.

• Using financial tools to reduce tax and increase profitability.

• Using new or existing pensions to plan for your retirement.

• Using your business to benefit you and your employees.

• Meeting Government legislative requirements.

• Mortgages and business financing.

• Self Administered and Self Invested pensions.

• Life Assurance, Critical Illness and Income Protection schemes.

As the owners of most businesses will know, only Independent Financial ensuring you get the right product for your needs, but what of the other
factors…?