Caliber Financial Management Ltd

Personal Client Services

Choosing a firm of Financial Advisers

Before you choose a firm of Financial Advisers, ask yourself whether the following points are
important to you:-

• Access to a wide range of financial products from the whole market – rather than those from a
single company or a restricted range of companies.

• An adviser who is completely independent of any ties, which may restrict or influence the
advice you receive.

• A practice that always puts your needs first.

• A choice of paying for advice by fees or commission.

What areas do we advise on?

We provide advice in all of the recognised areas. We don’t sell and we try not to use jargon. We try to offer easily understood recommendations based on
your needs. These are just some of the areas where we can help:

• Protecting you and your family against the unexpected

• Using new or existing pensions to plan for retirement

• Investing money tax efficiently for income or growth

• Keeping your mortgage costs down

• Saving for your children or grandchildren

• Investing money ethically

• Releasing the capital from your home

• Arranging your affairs to reduce Inheritance Tax

• Paying for Long Term Care costs

• Planning retirement income

…and on the occasions where your requirements are for specialist legal, accountancy, banking or other professional services, we have access to a panel
of recommended and reliable Practitioners.

If there is a particular service you would like to receive which is not listed above then please do not hesitate to contact us.

Registered in England & Wales Company Number 6298180

Independent Financial Advisers (IFAs) select from all the products available in the marketplace - making sure you get the right product for your needs, but
what of the other factors…?